🚀 VsPay UPI Payment Gateway is a complete, self-hosted Indian UPI payment processing system designed for fintech startups, developers, and entrepreneurs who want full control over UPI transactions without relying on third-party SaaS gateways.

This is a full source code solution, not an API wrapper or limited SDK. You can deploy it on your own server, customize the flow, build merchant systems, and integrate UPI payments into your apps, websites, or platforms with confidence.

🔐 Why Choose VsPay?

Most UPI gateways:

Lock you into revenue sharing

Hide core logic

Restrict customization

Depend on third-party dashboards

VsPay gives you ownership.

✔ Full backend & frontend source code
✔ White-label & brand-ready
✔ Built for Indian UPI ecosystem
✔ Ideal for production & fintech use cases
✔ No monthly gateway dependency

This is a developer-grade payment system, not a toy script.

🏦 Core UPI Payment Features

✅ Instant UPI payments (Send & Receive)
📲 Supports Google Pay, PhonePe, Paytm, BHIM & all UPI apps
🔐 Secure transaction handling & encryption
🔁 Real-time transaction status tracking
📊 Detailed transaction history & logs
📡 Webhook support for instant payment updates

👥 User & Admin Management

🧑‍💼 User account system
📋 Transaction monitoring dashboard
⚙️ Admin control panel
📈 Payment analytics & reports
🔒 Secure role-based access

🔌 API & Integration Ready

🌐 RESTful APIs for:

Payment creation

Status checking

Webhook callbacks

Merchant integration

Perfect for:

Mobile apps

Web platforms

Recharge systems

Billing & invoicing tools

🧑‍💻 Technology Stack

Backend: Node.js / PHP / Python (version-based)
Database: MySQL / MongoDB
Frontend: React OR HTML + Bootstrap
API Layer: RESTful APIs with UPI PSP integration

Clean, modular, and customizable architecture.

📦 What You Get

📁 Complete source code
🗄️ Database schema
📘 API documentation
🛠️ Setup & deployment guide

Everything needed to go live.

🎯 Best Use Cases

✔ UPI recharge & payment apps
✔ Merchant payment systems
✔ Custom wallet platforms
✔ E-commerce checkout systems
✔ Fintech & billing solutions

💼 License & Usage

🔓 One-time purchase
🎨 100% customizable
🏷️ White-label allowed
🚫 No resale as-is (standard marketplace rules apply)

⚠️ Technical Requirements (Read Carefully)

cPanel hosting supported

Basic server & deployment knowledge needed

This product is intended for serious fintech projects.
 

✅ Final Note

If you want full control over UPI payments, ownership of your gateway logic, and the ability to build a real fintech product — VsPay is built exactly for that purpose.

This is not just code.
This is payment infrastructure.

⚠️ Important Disclaimer – Please Read Carefully

VsPay Gateway provides a Dynamic QR Code Generation system only.

CodeMall does NOT operate as a payment gateway, and we do not provide:

UPI IDs

UPI Merchant Accounts

Banking or financial services

This product is a software solution (source code) intended for developers, businesses, and fintech projects that already have or will integrate their own UPI PSP / banking arrangements.

All users are strictly required to:

Comply with Indian financial laws and RBI guidelines

Use their own UPI-enabled accounts or approved PSP integrations

Review and accept our Policies, Terms & Conditions, and License Terms before using this product

CodeMall is not responsible for:

Payment failures or disputes

Banking compliance issues

Misuse of the software

Third-party UPI provider limitations

By purchasing or using this product, you acknowledge that you understand these terms and accept full responsibility for compliance and usage.

For complete details, please review our Policy & Terms of Use before proceeding.